1 Role matrix
| Role | Manage members | Company expenses / income | Own expenses / income |
|---|---|---|---|
| Member (user) | No | No | Yes |
| Finance | No | Yes | Yes |
| Admin | Yes | Yes | Yes |
| Org admin | Yes | Yes | Yes |
2 What members see
- KPI cards labeled Your total / Your income / Your net
- Only expenses attributed to them
- Only income rows with their user id
- No org export buttons, Reports, or Audit
3 What staff see
Finance and admins see org-wide ledger summaries, submitter chips, review bulk actions, reports, and audit tools.